Personal financial management can be a difficult job, particularly if you're not used to keeping track of your earnings and outgoing costs. Thankfully, there are lots of tools available to help you handle your money better. You can use these tools to measure your spending, create an expense budget, keep tabs on your investments, and more. We'll look at 10 of the top personal finance tools in this piece to help you manage your money.


10 Best Personal Finance Tools to Better Manage Your Money


Mint

You can track your spending, make budgets, and keep an eye on your investments using the well-known personal financial tool Mint. For a full picture of your finances, Mint allows you to link your bank accounts, credit cards, and other financial accounts. To help you manage your money, Mint also provides alerts for bills, fees, and unusual activities.

Personal Capital

Your investments can be managed with the aid of the personal financial tool Personal Capital. You can monitor your assets through Personal Capital, examine your portfolio, and receive suggestions on how to strengthen your investment approach. To assist you in making plans for your future financial requirements, Personal Capital also provides a complimentary retirement planner.

YNAB (You Need a Budget)

You can divide your money into various categories, such as rent, groceries, and entertainment, with the aid of the budgeting tool YNAB. You can make a budget using YNAB based on your revenue and expenses, and you can keep tabs on your spending in real time. Additionally, YNAB provides a free sample so that you can try out the software before subscribing.

Acorns

You can automatically save money with the assistance of the investment app Acorns. You can link your bank and credit card accounts to Acorns, and it will round up your purchases to the closest dollar and invest the leftover money. Other investment choices are also available through Acorns, including one-time and recurring investments.

Robinhood

Using the Robinhood investment software, you can purchase, sell, and trade stocks, options, and cryptocurrencies. Robinhood is a well-liked option for novice investors because it provides commission-free transactions and a user-friendly interface. To assist you in learning about investing, Robinhood also provides educational tools such as articles and videos.

Credit Karma

For managing your personal finances, Credit Karma allows you to keep an eye on your credit score and credit report. You can check your credit score for free with Credit Karma, and you can sign up for alerts for modifications to your credit record. Based on your credit score and financial history, Credit Karma also provides tailored suggestions for credit cards and loans.

Tiller Money

You can manage your money in a spreadsheet with the aid of the personal finance tool Tiller Money. You can link your financial accounts to Google Sheets using Tiller Money, and the programme will then instantly import your transactions. After that, you can use Google Sheets to build unique reports and visualisations that will aid in your understanding of your money.

PocketGuard

With the help of the budgeting tool PocketGuard, you can keep tabs on your expenditures and handle your bills. You can make a budget using PocketGuard based on your revenue and expenses, and you can keep tabs on your spending in real time. Additionally, PocketGuard provides a bill tracker that will enable you to keep track of your bills and prevent late penalties.

TurboTax

You can file your taxes online with the help of the tax preparation software TurboTax. You can upload your financial data into TurboTax, including W-2s and investment statements, and TurboTax will help you file your taxes. Additionally, TurboTax provides a maximum refund guarantee to make sure you receive the biggest refund feasible.

Honeyfi

A personal financial tool for couples is called Honeyfi. You can make a joint budget with Honeyfi, keep track of your expenditures, and communicate your financial objectives. Additionally, Honeyfi provides alerts for overdrafts and a bill tracker to help you and your partner manage your money jointly.

The ten tools listed above can help you handle your money more effectively and reach your financial objectives. There is a personal financial tool that can assist you with tracking your spending, managing your investments, or filing your taxes. You can improve your understanding of your finances and make wise financial choices by using these tools. Spend some time investigating these resources to determine which ones are most effective for you. Your future finances will be grateful to you!